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How to Apply for SBI Home Loans Online

State Bank of India is one of the leading and most promising banks in India that offers its customers some exceptional facilities. With the growing demands of customers it now offers loan facilities to the patrons with unique features and competitive rates of interest.

No matter you are a new home loaner or already have a home loan running on your shoulders, you can get the existing loan switched to SBI home loan.

SBI Home Loans

State Bank Home Loan features solid foundation which is based in transparency and trust drafted in tradition of the bank. Some of the best practices of the bank are mentioned below which help you decide WHY OPT FOR HOME LOAN BY SBI?

  • Extremely low processing charges
  • Provides package of comprehensive and exclusive benefits
  • Rate of interest is competitive which is charged on regular reducing balance
  • There are no administrative charges or hidden cost
  • You don’t have to pay any penalty prepayment. Cut down the interest burden and use the surplus funds for paying the loan in advance
  • There are approximately 15969 branches in India which help you park your home loan wisely and comfortably at the nearest or proposed branch

Documents required for SBI Home Loans

  • Application form (filled and signed)
  • 3 passport sized images
  • Proof of identity
  • PAN Card
  • Residence proof
  • Property tax invoice/receipt
  • Business address proof for individuals of non-salary
  • Passbook or bank statement of last 6 months
  • Statement of personal liabilities and assets

For salaried person, he needs to submit salary credential from the current employer and copy of form 16 for the past two financial year. For IT/self-employed or professionals, one needs to submit photocopy of challan of the advance income tax act and IT returns for the last three years.

So with these unique features, just apply for the SBI home online and give shelter to your family.

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